Residential Real Estate

Practice Area

Harris Beach serves national, regional and community banks, credit unions and institutional mortgage lenders in New York state, as well as numerous out-of-state lenders. We provide our institutional clients with state-wide support and a wide range of services to facilitate high-volume residential real estate closings quickly and cost-effectively.

Our services include:

Regulatory

We advise lending institutions on issues affecting their involvement in the mortgage industry. Those services include the review and editing of mortgage documentation to ensure compliance with state and federal regulations.

Loan Production

We prepare standard loan packages in their entirety for lenders. We also customize those closing documents to meet the specialized needs of lenders. In order to provide clients with state-of-the-art mortgage closing services, we maintain remote print capabilities and can provide regional document preparation services for lenders.

Closings

We have dedicated closers who meet with borrowers in our office, county clerk’s offices, and other locations, to oversee the explanation and execution of all documents and the recording instruments necessary to secure our client’s loan.

QuikClose℠

This service was developed by our attorneys to allow borrowers to quickly and efficiently refinance an existing mortgage without paying an attorney fee. Instead, borrowers pay a significantly lower administration fee, plus disbursements, and a reduced rate on title updates.

Customer Service

To maintain the quality of our services, residential real estate borrowers are asked to fill out a survey evaluating our performance throughout the closing process. These performance evaluations are shared with staff and clients alike and have contributed to a high rate of client and customer satisfaction.